Banked resets are reset credits you store and redeem on demand. Three historic drops matter: the July 12, 2026 grant to 500k users, the batch around the ~20M milestone on August 21, and the GPT-6 Astra waiting-day compensation in September — one credit per waiting day, plus a bonus when the rollout landed early.
Redeem them when the weekly window — not just the 5-hour one — is truly spent; refilling a short window that would have recovered on its own wastes the credit on something free.
The archive adds a second lens: redeeming right before a high-probability global-reset window (radar ≥90%) risks overlap with the incoming refill, while redeeming right after one lands stretches your runway furthest.
Three keywords define them: official drops, expiry, manual redemption — they never apply themselves and never transfer between accounts.
FAQFAQ
Banked resets vs global resets — what's the difference?
A global reset refills every paid account automatically; a banked reset lands in your account as a credit you redeem on purpose. One is a free fill-up for everyone, the other is a coupon in your pocket.
Where can I see every banked drop?
This hub lists all banked-type events below (2026-07-12, 08-21, 09-03, 09-05), each with its own event page carrying the original announcement and context.
Do credits expire? What then?
Yes — they're meant for short crunch periods, and unused credits lapse. If credits vanish from your account, they most likely expired or were already redeemed; there's no official path to restore expired ones.